Software Engineer, Credit

Ramp · Engineering

Location: New York City, NY, USA · Remote
Metro: New York City
Workplace: Hybrid
Level: Unspecified
Type: Full-time
Pay: $189K–$330K/yr (published by employer)
Posted: 5 months ago
Source: Ashby

What the posting covers

About Ramp

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk,…

About the Role

The Credit Engineering team builds the systems that enable Ramp to manage credit lifecycles for businesses end-to-end, from initial underwriting through ongoing portfolio strategy optimization. As an engineer on Credit, you’ll own systems that influence $100+…

What You'll Do

Architect scalable, stateful systems for automated limit management to optimize Ramp’s charge card portfolio. Envision and build the next generation of agents and tools that automate manual credit decisions and increase operational efficiency. Develop…

What You Need

2+ years of backend engineering experience. Proficiency in Python or a comparable backend language. Experience working with distributed systems and async frameworks. Proficiency with converting abstract business problems into robust data models and technical…

Nice to Haves

Experience leveraging AI/LLMs for development or for internal workflows. Interest in financial optimization problems. Willingness to learn and move fast while holding the bar on correctness. Defensive programming aptitude. Experience using feature stores,…

United States

100% medical, dental & vision insurance coverage for you, with partial coverage for dependents One Medical annual membership 401(k), including employer match on contributions made while employed by Ramp Fertility HRA (up to $10,000 per year) Parental leave:…

Canada

Group medical, dental, and vision coverage through Sun Life Life, AD&D, and disability coverage Fertility drug coverage (up to $4,000 lifetime) Group Retirement Plan with employer match (RRSP + DPSP) Parental leave: up to 16 weeks (birthing + bonding) or 8…

United Kingdom

Private medical insurance through Freedom Elite Virtual GP and at-home care via eMed x Livi Workplace pension through Penfold, with salary sacrifice option Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with…

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